Specialized Expertise in Debt Portfolio Transactions

At Pecunia Solutions LLC, we are committed to empowering debt collection agencies and investors through transparent, compliant, and professional services. Our mission centers on facilitating effective debt buying and selling, while fostering long-term partnerships rooted in integrity and precision.

Privacy Policy

1. Who We Are
   Pecunia Solutions, LLC is a debt management company. We collect, manage, and report consumer debt in accordance with federal and state law.
2. Information We Collect
   We may collect the following personal and financial information about you:

• Full name, address, phone number, and email
• Social Security Number or Tax ID
• Original creditor name and account details
• Balance owed, payment history, and collection notes
• Credit reporting data
• Communications (phone calls, emails, letters)
  We collect this data directly from original creditors, credit bureaus, public records, and
  through our communications with you.

1. How We Use Your Information
   We use your personal information for the following purposes:

• To collect on outstanding debts
• To verify identity and ownership of the debt
• To report accurate account data to credit bureaus (Experian, TransUnion, Equifax)
• To comply with state and federal laws
• To contact you regarding repayment or dispute resolution
• For audit, compliance, and internal training purposes

1. How We Share Your Information
   We do not sell your personal information.
   We may share your data with:

• Credit bureaus (for data furnishing purposes)
• Original creditors or debt sellers
• Attorneys or courts (if legal action is necessary)
• Regulatory agencies as required by law
• Vendors that assist in mailing, payment processing, or secure data storage
  All vendors are required to maintain strict confidentiality and data security standards.

1. Your Rights
   Under the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act
   (FCRA), you have the right to:

• Request debt validation within 30 days of first contact
• Dispute inaccurate or incomplete information
• Request we stop contacting you under specific conditions
• Obtain a copy of information we report to credit bureaus
  To exercise these rights, you may contact us at:
  Mail: Pecunia Solutions, LLC 8190-A Beechmont Ave, Suite 367, Cincinnati, OH 45255
  Email: info@pecuniasolutions.com
  Phone: (513) 999-2447

1. Data Security
   We implement administrative, physical, and technical safeguards to protect your
   information, including:

• Encrypted databases and secure servers
• Access restrictions to sensitive data
• Employee training on privacy and compliance
• Secure shredding of physical documents
• Routine cybersecurity assessments

1. Children’s Privacy
   We do not knowingly collect or maintain information from individuals under the age of 18.
2. Updates to This Policy
   We may update this policy periodically. Changes will be posted on our website with a
   revised effective date.
3. Contact Us
   If you have any questions about this Privacy Policy, please contact us:

Pecunia Solutions, LLC

8190-A Beechmont Ave, Suite 367, Cincinnati, OH 45255
Email: info@pecuniasolutions.com
Phone: (513) 999-2447